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VouchedFor rating and reviews for Ramesh Thakrar, IFA LONDON

Pensions and retirement still remain a taboo

When it comes to marriage and money, it’s good to talk

Millions of married couples have no idea about their spouse’s pensions and retirement plans, according to new research[1]. More than three-quarters (78%) of non-retired married[2] people do not know what their spouse’s pensions are worth.
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The power of a plan

How to create a personal financial plan in 8 steps

When thinking about your future financial wellbeing, it can be helpful to consider a plan. It is a good idea to have a clear sense of what you want from life and use this as a guide for making important decisions.
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Planning for early retirement

What are the financial consequences to stopping work in your 50s?

Early retirement may be the ultimate dream for some, but the coronavirus (COVID-19) pandemic made it the only option for many. Figures from the Office for National Statistics show that over-50s had the highest redundancy rate between December 2020 and February 2021[1].
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Generation vexed

A third of Gen Xers not confident they can fund their retirement

With 57% of Gen Xers wanting to save more for retirement but struggling to do so, a quarter (25%) plan to work part-time past the State Pension Age (SPA) to plug an expected income shortfall in retirement, while 17% plan to work full-time. However, they have serious concerns about whether they will be able to continue working later in life.
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Investing with impact

How ESG creates long-term value

It’s no secret that the growth of Environmental, Social and Governance (ESG) investments in recent years has been fundamental.
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Post-lockdown boost to financial wellbeing fades

Continuing impact on people’s physical health and financial wellbeing

The coronavirus (COVID-19) pandemic has had, and will continue to have, a major impact on our lives. It is not just impacting on people’s physical health but also their financial wellbeing. The economic consequences of the COVID-19 outbreak for some people will make it harder for them to achieve their financial goals.
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Significant impact on retirement prospects and planning

£5.3 billion lost from over-50s’ retirement pots throughout the course of the pandemic

Over-50s workers in the UK could have a £5.3 billion hole in their collective pension pot due to cutbacks on retirement savings over the course of the pandemic, according to new research[1].
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New vision for older workers needed, retain, retrain, recruit

Age discrimination impacts job prospects of three million over-50s

A total of 2.99 million recent job seekers over 50 (52%) believe their age has made employers less likely to hire them, according to a new report[1].
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Is freedom today hurting freedom tomorrow?

Tax-free cash allowances putting some retirements at risk

A new study has identified that Britain’s future pensioners are putting their retirement future at risk by withdrawing cash from their pension pots while still in the accumulation phase[1]. The findings were that some people are confusing their pension pots for savings accounts, which may have a detrimental impact on their retirement.
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What do your retirement plans look like?

Pandemic sparks a surge in over-50s seeking professional financial advice

The coronavirus (COVID-19) pandemic has sparked a surge in people over 50 seeking professional financial advice[1]. For many, a sudden shift in their financial status has been overwhelming.
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