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VouchedFor rating and reviews for Ramesh Thakrar, IFA LONDON

‘Silver-splitters’

More couples are deciding to part later in life

Divorce is not purely exclusive to the young or middle-aged, and we’re seeing a steady increase in what have been dubbed the ‘silver-splitters’ – couples who are deciding to part in later life. Read the rest of this entry »

Boosting retirement savings

Are investors failing to think long-term about their futures?

Boosting retirement saving is the key goal for investors in 2014, yet despite this long-term objective, almost three fifths (61%) of those surveyed say they are looking for satisfactory investment returns within just five years, with just 5% taking a longer-term view of ten years or more. Read the rest of this entry »

Working past the default retirement age

Adapting to changes in working patterns

More than half of over-55s currently in the workforce are happy to work past the default retirement age of 65, according to new research from MetLife[1]. Read the rest of this entry »

Spending on luxuries in retirement

The reality of living on a pension is taking new retirees by surprise

The reality of living on a pension is taking new retirees by surprise, with many under-budgeting their first five years of retirement and overspending by an average of £6,500, according to LV=. This is leading to a surge in older retirees taking out new credit or extending previous credit commitments. Read the rest of this entry »

Measuring our appetite for risk

More than twice as many men choose the highest possible risk option to boost their savings compared to women

Findings recently published in the Zurich Wealth Risk Report show that more than twice as many men choose the highest possible risk option to boost their savings compared to women (13% vs 6%)[1]. Read the rest of this entry »

First-time parents

Preparing for the arrival of your first baby

First-time UK parents spend more than £492 million[1] each year preparing for the arrival of their first baby, according to research from Aviva. This equates to £1,619 per family and shows a 17% increase to the £1,389 total in March 2012[1]. Read the rest of this entry »

‘Save smart’

Focused on managing costs

We’re becoming increasingly good when it comes to cost cutting, according to the latest findings of an annual online survey from long-term savings and investment specialist Standard Life by YouGov PLC. Read the rest of this entry »

Generating a retirement income

Taking on the risk of managing your own pension

New research[1] from MGM Advantage shows the risk people are willing to take managing their own pension savings. 28% of the over-55s said they were not comfortable taking on the risk of managing their own pensions to provide a suitable income throughout retirement. Read the rest of this entry »

A continuing role for annuities

Peace of mind for a lifelong secure regular income

A huge reform of the defined contribution pension system (as opposed to workplace final salary schemes) announced in Budget 2014 means that under the proposals, from next year, millions of people reaching retirement age will be able to spend their pension pot in any way they want. Read the rest of this entry »

Why we are happy to work past the default retirement age

New living patterns require retirement income
solutions that offer greater flexibility

More than half of over-55s currently in the workforce are happy to work past the default retirement age of 65, according to new research[1] from MetLife. Read the rest of this entry »