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‘Uncategorized’ Archive

Private Medical Insurance

COVID-19 concerns affecting access to medical treatments Nearly 7 million adults are concerned about access to medical treatment[1], with lockdowns affecting access to medical treatments. 6.8 million[2] adults (13%) are worried that they won’t be able to get medical treatment if they need it, with people aged over 55 particularly concerned.

Long-term Care

Who is responsible for looking after us if we need care in old age? As we get older, many of us will need help looking after ourselves. With the United Kingdoms population ageing, more people will be living with long-term care needs.

Writing a Will

Making arrangements for your closest loved ones The coronavirus (COVID-19) outbreak has prompted many people to get their affairs in order by updating their Will. Increasingly COVID-19 has been on the minds of UK residents since the outbreak caused a nationwide lockdown last March, and the severity of the outbreak has led many to finally […]

Lasting Power of Attorney

Peace of mind that there is someone you trust to look after your affairs A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the Attorneys. A […]

Inheritance Tax

Passing assets efficiently to the next generation There are many things to consider when looking to protect your family’s lifestyle and your home. Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones […]

Trusts

Protecting, preserving or ultimately distributing wealth As part of your Inheritance Tax planning, you may want to consider putting assets in trust – either during your lifetime or under the terms of your will.

Risk of retirement longevity

Maximising investment returns over a longer life expectancy There are lots of variables in retirement: how long people will live for, the costs of goods and services they will need, interest rates available on their accumulated savings, and so on. But once you have retired, investing is anything but straightforward.

Inflation-proofing your portfolio

One of the biggest threats to the health of your investments The coronavirus (COVID-19) pandemic has had a dramatic effect on the global economy. Around the world, economic activity has dried up. Fewer consumers are buying and fewer companies are investing.

Retirement matters

Staying invested and giving your money the greatest chance to grow Perhaps the most common investment advice is to stay invested. But with markets being so volatile, the ease of sticking to that advice has been sorely tested in 2020. Even though we’ve seen global markets bounce sharply from their March lows, understandably there will […]

How would you cope without an income?

Make sure you’re ready should the unexpected happen Mental health conditions might not be as easy to pin down as physical health conditions, but insurers are increasingly recognising the need to provide cover and support to people suffering with mental ill health. And with mental health behind so many income protection claims, it’s worth reviewing […]