Bright ideas to help you develop your portfolios and light up your wealth strategy Investors with longer-term investment objectives often have requirements for regular income and capital growth. The right mix of income and capital growth may depend on whether you need immediate access to your money or you prefer to draw an income and […]

Talk to us about one of the most tax-efficient ways of saving for your retirement Retirement may be a long way off for you at the moment, but that doesnít mean you should forget about it. The sooner you start to plan for the future, the easier it is to build up the kind of […]

The most popular held misconceptions about Individual Savings Accounts (ISAs) ISAs are complicated If you’re already familiar with how savings and investments work, all you need to know about ISAs is that they are simply a wrapper that shelters any gains from tax.

Holding the right structure can pay big dividends Few assets are inherently tax-efficient. While growth in the value of oneís principal residence is not subject to capital gains tax, a home is a home and should not necessarily be viewed as an investment. Most assets, however, come with a choice of tax-efficient returns if held […]

Will you give a cash loan to family members instead of leaving an inheritance? A quarter of over-75s and more than a fifth of over-55s in total (21 per cent) have given a cash loan to family members instead of leaving an inheritance, according to Aviva’s latest Real Retirement Report. The findings also show nearly […]

If you haven’t checked your premium bonds in a while, today may be your lucky day Almost 900,000 premium bond prizes worth more than £43m have been left unclaimed, according to National Savings and Investments (NS&I).

Are you switched on to the tax benefits of pensions? Research by Standard Life reveals that more people are now aware of the tax-efficiency of pensions than a year ago. Almost 2 in 5 people (39 per cent) are aware that the Government automatically adds £1 for every £4 you invest in a pension if […]

New research shows 2 in 5 retirees support their families financially Two in five people (40 per cent) retiring this year provide financial support to their families which may be at risk as their incomes drop, according to new research from Prudential.

We can help you identify the source of a wealth leak. Contact us to implement a robust protection strategy Providing all is going to plan, it can be immensely satisfying building up assets and increasing your personal wealth but, as you know, life can throw you a problem when youíre least expecting it. Thatís why […]

Laying the foundation to rebuild the UKís retirement savings system In May this year, the Queen announced the Pensions Bill, a vital reform that lays the foundation to rebuild the UKís retirement savings system and simplify the State Pension for millions of todayís workers, allowing them to plan their retirement with more certainty.