Long-term investors rewarded by compound performance An investor who puts money aside over the long term for the proverbial rainy day is far more likely to achieve their goals than someone looking to ‘play the market’ in search of a quick profit.

New possibilities in retirement, and the options available to you The recent pension freedoms have opened up new possibilities in retirement, allowing more of today’s recent retirees to enjoy the sixty-something socialite lifestyle. Retirement can be one of the most liberating and exciting life stages, but to get the most freedom and enjoyment out of […]

A tax-efficient integral part of your investment strategy It’s not going to be long before we see the arrival of the New Year, and with it the start of the ISA (Individual Savings Account) season. The 2015/16 deadline on 5 April 2016 is when you need to have taken full advantage of this year’s ISA […]

Older workers delaying retirement to release cash from their savings One in four older workers could delay retirement after dipping into their pension pot, new research from Zurich shows.

If you couldn’t work due to a serious illness, how would you manage? No one likes to think that something bad will happen to them. If you couldn’t work due to a serious illness, how would you manage? Could you survive on savings or sick pay from work? If not, you may need some other […]

UK parents believe university is now unaffordable for most Many UK parents will now be reviewing how they will help their children pay for a university degree. With tuition fees alone costing an average £9,000 a year, university is a significant investment for both parents and students.

Control over your assets for the benefit of one or more people Putting your savings, investments, life policies or assets into a trust can play an important part in estate planning. A trust is a legal entity that has control over assets for the benefit of one or more people, and there are different types of […]

Passing your estate to the people that matter to you in the most effective way The term ‘estate planning’ can be defined as passing your estate to the people that matter to you in the most effective way. In order to protect the future wealth of your family and loved ones, it is essential to […]

Permitting someone to act on your behalf A Power of Attorney is a legal document that allows you to give someone else the legal authority to act on your behalf. There are several different types of Power of Attorney. A Lasting Power of Attorney (LPA), previously called an ‘Enduring Power of Attorney’, allows your attorneys to […]

An essential part of your financial planning Your Will lets you decide what happens to your money, property and possessions after your death. If you make a Will, you can also make sure you don’t pay more Inheritance Tax than you need to. It’s an essential part of your financial planning. Not only does it […]