{"id":1317,"date":"2015-07-01T11:42:47","date_gmt":"2015-07-01T11:42:47","guid":{"rendered":"http:\/\/www.newsfin.co.uk\/news\/?p=1317"},"modified":"2015-07-01T11:42:47","modified_gmt":"2015-07-01T11:42:47","slug":"smart-investing","status":"publish","type":"post","link":"https:\/\/www.absolutefinance.net\/wordpress\/?p=1317","title":{"rendered":"Smart investing"},"content":{"rendered":"<p><strong>Inside the minds of savers and investors<\/strong><\/p>\n<p>Now in its third edition, the latest BlackRock Investor Pulse survey takes an in-depth look at Britons&#8217; attitude to money and provides a fascinating insight into the minds of savers and investors.<!--more--><\/p>\n<p>People were asked about their priorities, concerns and how they invest. Here, we unveil some key findings and highlight the UK&#8217;s SMART investors.<\/p>\n<p>The British are proactive about managing their finances and setting long-term financial goals. However, managing debt is a high priority, and confidence in being able to pay these debts off is higher priority than longer-term saving and investing objectives.<\/p>\n<p>While the British take financial planning seriously, they are conservative investors. Cash makes up 68% of the typical portfolio.<\/p>\n<p>People use income investing in many ways and at all stages of life. These income investments include property and share-based funds that make regular payouts, and there is a near-equal split between people who reinvest the payouts to build wealth and those who spend the payouts.<\/p>\n<p>The British would like to have three quarters of their working income in retirement. However, pensions remain an obscure topic for many, and 44% have not yet started to save for retirement.<\/p>\n<p>The research identified SMART investors \u2013 people who invest sensibly, access advice, make retirement a priority and realise the importance of spreading money across assets. These are &#8216;healthy habits&#8217; which enable SMART investors to feel confident and in control of their financial future.<\/p>\n<p>INFORMATION IS BASED ON OUR CURRENT UNDERSTANDING OF TAXATION LEGISLATION AND REGULATIONS. ANY LEVELS AND BASES OF, AND RELIEFS FROM, TAXATION ARE SUBJECT<br \/>\nTO CHANGE.<br \/>\nA PENSION IS A LONG-TERM INVESTMENT. THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Inside the minds of savers and investors Now in its third edition, the latest BlackRock Investor Pulse survey takes an in-depth look at Britons&#8217; attitude to money and provides a fascinating insight into the minds of savers and investors.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3,128],"tags":[],"_links":{"self":[{"href":"https:\/\/www.absolutefinance.net\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/1317"}],"collection":[{"href":"https:\/\/www.absolutefinance.net\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.absolutefinance.net\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.absolutefinance.net\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.absolutefinance.net\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1317"}],"version-history":[{"count":0,"href":"https:\/\/www.absolutefinance.net\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/1317\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.absolutefinance.net\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1317"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.absolutefinance.net\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1317"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.absolutefinance.net\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1317"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}